Frequently Asked Questions
Answers about care grades, benefits, costs and legal changes.
As of: February 2026
Care Benefits 2025
Source: BMG, § 36–45b SGB XI
| CG | AllowanceAllow. | BenefitsBen. | ReliefRel. |
|---|---|---|---|
| 1 | – | – | 131€ |
| 2 | 347€ | 796€ | 131€ |
| 3 | 599€ | 1497€ | 131€ |
| 4 | 800€ | 1859€ | 131€ |
| 5 | 990€ | 2299€ | 131€ |
* Monthly amounts in Euro. Care grade 1 receives only the relief amount. Source: § 36, 37, 45b SGB XI
SPV Expenditure Trend
Source: Destatis, vdek
Actual
Forecast
2026 Deficit: €3.5-5.8 billion forecast.
Care Grades
Benefits & Amounts 2025
Costs & Personal Contributions
Changes in 2026
For Caring Relatives
Finding Care Providers
About Pflegecheck
Official Sources
Bundesministerium für Gesundheit (BMG)
Official information on care insurance
Statistisches Bundesamt (Destatis)
Care statistics and key figures
BMG: Online-Ratgeber Pflege
Practical tips and information
Sozialgesetzbuch XI (SGB XI)
Legal basis of care insurance
All information is based on official sources. As of: February 2026.