Frequently Asked Questions
Well-founded answers about care grades, benefits and costs – with official sources.
Sources: Federal Ministry of Health, Federal Statistical Office
Care Benefits 2025
Source: BMG
| CG | AllowanceAllow. | BenefitsBen. | ReliefRel. |
|---|---|---|---|
| 1 | – | – | 131€ |
| 2 | 332€ | 761€ | 131€ |
| 3 | 573€ | 1432€ | 131€ |
| 4 | 765€ | 1778€ | 131€ |
| 5 | 947€ | 2200€ | 131€ |
* Monthly amounts in Euro. Care grade 1 receives only the relief amount. Source: § 36, 37, 45b SGB XI
Costs 2013–2026
Source: Destatis
Actual
Forecast
2026 Deficit: €3.5-5.8 billion forecast.
Care Grades
Benefits & Amounts 2025
Costs & Personal Contributions
Changes in 2026
For Caring Relatives
Finding Care Providers
About Pflegecheck
Official Sources
Bundesministerium für Gesundheit (BMG)
Official information on care insurance
Statistisches Bundesamt (Destatis)
Care statistics and key figures
BMG: Online-Ratgeber Pflege
Practical tips and information
Sozialgesetzbuch XI (SGB XI)
Legal basis of care insurance
All information is based on official sources. As of: December 2025.